Welcome to Our Financing Department

Welcome to HUSKER CADILLAC's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.

All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. HUSKER CADILLAC has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.

Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!

WHY SHOULD I FINANCE A CAR?

Each of our Lincoln area auto buyers has a unique financial situation. Some have ample cash on hand to pay the full sales price without batting an eye. Others may have that kind of money saved up, but they do not want to spend it all in one place. Many others need to apply for a car loan or a lease. If you are included in this latter group, you may be wondering if applying for a car loan is a smart idea. 

With a lease, you pay a startup or initiation fee up-front, and you will make auto loan payments for a few years. You also typically have a maximum mileage limit that you must stay within, and you will return the vehicle to us at the end of the lease term. With a loan, on the other hand, you may not have to make a down payment in every situation. The payments can be adjusted based on the loan term that you select, and this gives you the flexibility to make the amount more affordable as needed. There is no mileage requirement to worry about, and the vehicle is entirely yours after the loan is paid off.  

When you ask if a car loan is a smart idea, it is important to consider what your budget is and how long you plan to drive the vehicle. When you compare your answers to these questions with the pros and cons of a loan versus a lease, the solution that is wise for you to move forward with will be clear.  

Is There a Minimum Credit Score to Finance a Car?

If you have decided that paying for your new Cadillac with a car loan is a wise idea for your specific situation, you may be wondering what it takes to qualify. At Husker Cadillac, our financing department will actively explore many loan programs that could be a good fit for you. Regardless of your credit scores, we will search for a financing option that gives you affordable monthly payments and helps you to get into the car that you are interested in.  

Applying for a car loan may be a good option for you, and our financing team is eager to meet with you and to help you learn more about the many auto loan programs that may be well-suited for you. Now is a great time to reach out to our financing team and to begin the loan process.